Microfinance institutions from our network are ready to issue loans to all categories of consumers: unemployed, retirees, students, young mothers, disabled people. Such companies have minimum borrower requirements, you should only have some kind of identity verification. To get money without official employment and hard credit checks, you need to find a suitable company – pay attention to the available loan amount, interest rate and loan term. If you are not sure which lender to choose, use our referral service. We will match you with the right lender.
Who is eligible for a loan in Saginaw MI?
The main conditions for obtaining a payday loan are US citizenship and age 18+. Most lenders require you to provide SSN or ITIN. You also need a valid bank account in your name.
Loans are approved almost to everyone who applies: retired, students, unemployed, disabled and those who have unpaid debts. But you should take into account the conditions for issuing a loan in microfinance companies:
- Due to the risk of default, the lender sets high interest rates. But the interest rate will go down if debts are repaid on time;
- Maximum credit limits are available for verified borrowers only. For most, there is a low limit.
Common reasons why people take out loans in Saginaw MI
- Auto repair;
- Home improvement;
- Medical bills;
- Utility bills;
- Debt consolidation;
- Wedding/holiday expenses;
- Vacation, business trip;
- Purchase of a gift.
How to fill out an application
To apply for a payday loan online, you must:
- Go to macombasa.org and fill out a form. You need to provide personal and contact information;
- Get matched with the right lender for your individual needs;
- Wait for the final approval;
- Review the loan offer;
- If you are satisfied with the loan terms and rates, e-sign the loan agreement;
- Get money transferred to your bank account within 24 hours.
Advantages of using our referral service
It is profitable to apply for a loan in Saginaw MI using our referral service due to a number of advantages that we offer:
- Apply for a loan online and without hard credit checks. The application process is completely remote, you can contact the company at any convenient time around the clock, online offices work without breaks and weekends;
- Immediate approval and same-day funding;
- Minimum requirements for borrowers – you only need a few documents to apply;
- You can find the best lender without going to the lender’s office;
- Using our referral service is free of charge;
- You may be accepted even if you have a bad credit history – the main thing is to have a steady income;
- You can apply even if you are only 18 years old;
- Convenient repayment options;
- You can usually extend your loan without additional payments.