A payday loan is a convenient and universal method of getting a small cash loan on loyal terms. We help you get approved for a fast payday loan and receive money the same day. This is one of the most popular offers for those who want to borrow money around the clock without visiting bank offices.
Who is eligible for a payday loan in Clinton Township, MI?
To get accepted for a loan, you must meet the borrower requirements:
- be at least 18 years old;
- be a US citizen or permanent resident;
- have a source of steady income.
Each lender has its own eligibility criteria. We also recommend that you also check your credit score before applying. We partner with a wide network of large and legit lenders that issue online short-term loans with no paperwork and no collateral.
To get a loan online around the clock in Clinton Township, MI, prepare some kind of identity verification: SSN or ITIN.
Features of online payday loans
Payday loans are short-term, small loans that you repay once you receive your next paycheck. Such loans are issued around the clock. They are designed to help cover expenses. To borrow cash, you must have a valid bank account in your name. Clients aged 18 to 80 can receive a loan. Loan amounts range between $100 and $1,000. Loan terms do not exceed 3-4 weeks.
The interest rate is individual. It depends on several factors: the desired loan size and term, your income size and your credit score.
How to apply for a loan online
At the initial stage, you need to choose the amount and loan terms that suit you. You can use an online calculator to calculate the interest rate. Then:
- fill out a short application form on our website – enter your name, information about work and wages;
- submit an online application;
- get matched with the right lender;
- wait for approval;
- e-sign the contract;
- get the money credited to your bank account within 24 hours (often in 1-2 hours).
It is convenient that the required amount can be received regardless of the time of day and there is no need to visit a bank branch for this.
Benefits of online payday loans
The process involves no hard credit checks. Previous delays in payment and bad credit are not obstacles to getting such loans. You can also enjoy other benefits of using this product:
- online application 24/7;
- fast loan processing;
- immediate decision;
- flexible repayment terms;
- no paperwork;
- high approval rates;
- loyal attitude to borrowers;
- loan extension option;
- wide age range;
- bad credit is ok;
- no penalties, hidden commissions and payments;
- “improve your credit history” option
- “loan extension” option.
All lenders from our network are legit and are included in the state register of microfinance organizations, so you don’t have to be afraid of fraudulent activities.