Do you urgently need a small loan? Today, every adult person (regardless of profession, size of official income or employment status) has the opportunity to take out a small-dollar payday loan online in order to solve their financial problems as soon as possible.
Features of online payday loans
A payday loan is considered the most common and, accordingly, a popular product among Americans. The service was created for life situations when a person needs $100-$1,000 for a short term – 1-4 weeks.
It is not always convenient to apply for a bank loan since banks process applications weeks, and the borrower needs to prove his or her solvency by providing dozens of various papers, certificates, and even guarantors. If you add to this the high probability of loan rejection, then getting money through a bank becomes a very risky business. You can just lose time and finally get a negative response.
A small payday loan can be the best solution for people who:
- are temporarily unemployed;
- are retired;
- are on maternity leave;
- are employed informally;
- have loans or debts;
- have a bad credit history;
- have been rejected by banks.
Applying for such through our referral service is fast and convenient. Many lenders will not check your credit. The main features of such a product are relaxed eligibility criteria and fast funding.
How to apply for a payday loan in Big Rapids, MI
Lenders from our network issue loans online. This is convenient for people who do not work well with computers or are within walking distance of the nearest lender’s branch).
To borrow funds, the potential borrower will need to go our website’s home page and fill out a questionnaire by entering the following personal data:
- full name of the client;
- SSN or ITIN;
- registration address;
- contact information (phone number, email address);
- information about employment;
You also need to select the desired loan amount and repayment date, and we will match you with the right lender for your needs.
Then you need to wait for the lender’s decision. The entire process usually takes 10-15 minutes. All that remains is to receive money credited to your bank account.
Things to remember when taking out payday loans
Payday loans are created so that a client in a difficult life situation has access to fast cash.
When you decide to take out such a loan, you must plan your budget so that you can repay the loan on time.
Pay attention to some of the nuances:
- payday loans are usually repaid in one lump sum on the day you get your next paycheck;
- if you have payment difficulties, you can usually request a loan extension option;
- Defaulting on a loan can drain your bank account and trigger collection calls. It can also lead to penalties, damage to your credit scores, a day in court.
We partner with a huge number of large and reputable lenders that are ready to accept your application and issue $100-$1,000 right away. Use our referral service – this is a real way to solve unexpected financial problems!
